Get the Peace of Mind You Deserve
Affordable Life Insurance for Over 50s, No Medical Checks Needed
When it comes to life’s uncertainties, ensuring your loved ones are supported matters most. With our Guaranteed Over 50s Life Insurance Plan, you’ll leave a cash sum for your family to help cover final expenses with ease and confidence.
Why Choose Guaranteed Over 50s Life Insurance?
Our plan is built to provide peace of mind and simplicity. Here’s what sets us apart:
- Guaranteed Acceptance – No medical checks, no delays. If you’re aged between 50-80, you’re automatically eligible.
- Fixed Monthly Payments – our premiums will never increase over time, helping you plan your finances with ease. Payments stop after your 95th birthday, but your cover remains for life.
- Fast Payout – We process claims quickly, typically within 3 days, so your family doesn’t face unnecessary delays during difficult times.
- Lifelong Cover – Your plan guarantees a fixed payout amount, providing financial assurance for your family.
What is Over 50s Life Insurance?
Over 50s Life Insurance guarantees a cash payout after death, helping your loved ones manage final expenses like funeral costs or unpaid bills. Whether easing the financial burden or simply leaving a gift for your family, this plan is an accessible and practical way to plan ahead for life’s uncertainties.
A Helping Hand in Challenging Times
With this plan, you can provide your loved ones with peace of mind:
- Cover for final expenses such as funeral costs.
- Financial support for any remaining bills or household expenses.
- A lasting legacy of care and love for your family.
Important to Know
- You’ll be fully covered after holding the plan for one year.
- The plan may not fully meet final expenses, and depending on how long you live, you could pay more into premiums than the payout sum.
- Premiums cease at age 95, while your coverage continues for life.
Why Thousands Trust Us
SeniorWise has been helping families across the UK for over 200 years. Here’s why more people choose us for their life insurance needs than any other provider:
Simple Sign-Up Process
We make it easy for you to start protecting your family today, with no complicated forms or medical exams.
Trusted Service
We pay every claim, guaranteed. Your family can count on prompt and reliable support when it matters most.
A Legacy You Can Count On
Supporting families isn’t just what we do—it’s who we’ve been for generations.
Frequently Asked Questions
Do I need over 50s life insurance?
This type of life insurance is ideal for leaving a small lump sum to support your loved ones. The payout can help cover funeral costs, unpaid bills, or even day-to-day expenses during a challenging time.
If you’re looking for more comprehensive coverage, like repaying a mortgage or safeguarding your family’s lifestyle, a general life insurance plan might suit you better.
Can I get life insurance without a medical?
Absolutely! With the Guaranteed Over 50s Plan, no medical exams or health questions are required. Acceptance is guaranteed for those aged 50-80.
What are the risks?
It’s important to note that if you stop making payments, your coverage will end, and there’s no refund of premiums. Additionally, inflation may reduce the value of the payout over time.