Choosing the right pension specialist shouldn’t feel overwhelming. Senior Wise helps you compare FCA-authorised advisers from our trusted partners, so you can review experience, fees and approach before deciding who to speak with.

Types of Pension Advice You Can Compare

Whether you’re planning for retirement or reviewing existing arrangements, advisers from our partner firms can provide guidance on:

  • Pension consolidation – bringing multiple pension pots together for easier management and potentially lower charges
  • Pension drawdown – accessing your pension flexibly while remaining invested
  • Defined benefit (final salary) transfers – assessing whether a transfer may be suitable for your circumstances
  • Annuities – options for securing a guaranteed retirement income
  • Retirement income planning – building a long-term strategy based on your goals and needs

Senior Wise does not provide advice. Any guidance is provided by FCA-authorised advisers from our partner firms.

How It Works?

Tell us about your pension needs

Share a few details about your situation and objectives.

We introduce you to FCA-authorised advisers from our partners

Based on your requirements, we connect you with regulated advisers who may be suitable for your needs.

Compare experience, fees and approach

Review adviser profiles to understand their expertise, pricing structure and working style.

Speak directly with the adviser

You can arrange a conversation with your chosen adviser to discuss your options.

No obligation to proceed

You remain in control and can decide whether to take advice from any adviser you speak with.

How Much Do Pension Advisors Charge?

Advisers from our partner firms may charge in different ways, including:

  • Percentage-based fees (often 1–3% depending on complexity)
  • Fixed fees for specific services
  • Ongoing annual management charges
  • Free or low-cost initial consultations (offered at the adviser’s discretion)

All fees are explained directly by the adviser before you decide whether to proceed.

Pension Drawdown Rates UK

Why Use Senior Wise to Compare Pension Advisors?

  • Independent introducer – we are not tied to any provider
  • FCA-authorised partner advisers – all advisers you speak with are regulated
  • No pressure – you decide whether to proceed with any adviser
  • Free comparison service – there is no cost to be introduced
  • UK-wide coverage – access advisers across the UK
  • Secure and straightforward process

Senior Wise does not provide regulated financial advice.

Is There Any Cost to Compare Pension Advisors?

There is no fee to be introduced to advisers from our partner firms.
Any charges will be explained by the adviser before you make any decision.

Frequently Asked Questions

How do I know if an adviser is FCA regulated?

All advisors in our network are authorised and regulated by the Financial Conduct Authority. You can verify any advisor’s credentials on the FCA register at register.fca.org.uk using their reference number, which they must provide.

Can I switch advisers later?
Yes, you’re free to change advisors at any time if you’re not satisfied with the service. However, some advisors may charge exit fees, so check the terms before committing to ongoing advice arrangements.
Do I need to transfer my pension?
Not necessarily. Transferring isn’t right for everyone—it depends on your individual circumstances, current pension benefits, and retirement goals. A qualified advisor will assess whether staying put or transferring serves your interests better.
How long does the process take?
The initial comparison and matching typically takes just a few minutes. Your first consultation with an advisor usually happens within 1-2 weeks, whilst full pension advice and implementation can take 4-8 weeks depending on complexity.

Compare Pension Advisors Today

Take control of your retirement planning with confidence. Connect with FCA-regulated pension specialists who understand your needs and can guide you towards a more secure financial future.

Important Information

Senior Wise is an introducer. We do not provide financial advice. We introduce you to FCA-authorised advisers from our partner firms who can provide regulated advice. Pension values can go down as well as up, and you may get back less than you invest. Pension transfers may not be suitable for everyone.