Unlock your home’s value with confidence.
Senior Wise makes it easy for UK homeowners aged 55+ to access equity release options tailored to their needs. Whether you’re exploring equity release for the first time or looking to switch to a better plan, we provide personalised, unbiased guidance every step of the way.
Why Choose Senior Wise to Compare Equity Release?
At Senior Wise, we understand that every homeowner’s situation is unique. That’s why we work with FCA-approved advisors to find the perfect equity release plan for your specific needs.
- Whole-Market Expertise – We compare rates, deals, and plans from all major UK lenders to find the best solution for you.
- Tax-Free Cash Options – Gain access to either a lump sum or a flexible drawdown facility designed around your goals.
- Independent, Impartial Advice – Our advisors assess all providers to offer unbiased recommendations you can trust.
- Exclusive Incentives – Maximise your benefits with cashback offers, competitive interest rates, and low early repayment fees.
Whether it’s funding a renovation, helping your children onto the property ladder, or consolidating debt, remortgaging offers a flexible option for accessing the funds you need.
What Is Equity Release?
Equity release allows homeowners aged 55 and above to unlock the cash tied up in their property while continuing to live there. Use the funds to support your retirement, make home improvements, or boost your financial freedom.
Types of Equity Release
- Lifetime Mortgage – Unlock tax-free cash and repay the loan when your property is sold, usually when you move into long-term care or upon your passing.
- Home Reversion Plan – Sell a portion or all of your home to the provider in exchange for a lump sum, while living rent-free in your property.
Not sure which option is right for you? Our experts will help you evaluate your options and make an informed decision.
How Does Senior Wise Simplify Equity Release?
Finding the right equity release plan doesn’t have to be overwhelming. Here’s how Senior Wise helps you compare plans in just a few steps:
Tell Us About Your Needs
Share your financial goals and how much equity you’d like to release.
Compare Tailored Recommendations
Our advisers search the market to present the best options from reputable lenders.
Take Control of Your Future
Choose a plan with confidence, knowing you’ve explored all your options.
Trusted by Homeowners Across the UK
“Senior Wise helped me understand my equity release options and secure a plan that worked perfectly for my retirement needs. The process was simple and completely pressure-free!” – Barbara, Nottingham
Be confident in your decision with advice from FCA-regulated professionals.
Addressing Common Questions About Equity Release
Will equity release impact my benefits?
Yes, releasing cash from your home could affect eligibility for means-tested benefits like Pension Credit and Council Tax Reduction. Our advisers can help you assess the impact on your financial situation before proceeding.
What are the costs of equity release?
Fees vary by provider but may include adviser charges, solicitor fees, and potential early repayment costs. All costs will be transparently explained upfront.
Can equity release protect my family’s inheritance?
Yes, many plans include inheritance protection options to secure a portion of your property’s value for your loved ones.
Still have questions? Our friendly team of experts is here to guide you.
Make Senior Wise Your Trusted Partner
Releasing equity from your home is a significant decision, but with Senior Wise, you can rest assured that you’re in safe hands. Our dedicated team ensures you’ll receive fair, transparent, and pressure-free guidance every step of the way.
- Trusted by thousands of homeowners just like you.
- Backed by partnerships with 11 of the UK’s most reliable equity release lenders.
- Committed to finding flexible, ethical solutions that meet your retirement goals.
Don’t leave your financial future to chance. Take control today with confidence, clarity, and trusted support from Senior Wise.