Affordable, Simple Life
Insurance Designed for Over 50s
Life is full of uncertainties, but your peace of mind shouldn’t be one of them. Protect your loved ones and leave a lasting legacy with Post Office Over 50s Life Insurance. Whether you’re looking to cover funeral costs, settle outstanding debts, or leave a gift behind, we’ve got you covered with a simple and affordable plan tailored for the over 50s.
Why Choose Post Office Over 50s Life Insurance?
- Guaranteed Acceptance – No medical questions, no health checks. If you’re aged 50–80 and a UK resident, you’re guaranteed to be accepted for cover.
- Fixed Monthly Premiums – Enjoy peace of mind knowing your premiums won’t increase. Payments are fixed and affordable, starting as low as £10 a month.
- Lump Sum Payout – Your family will receive a tax-free lump sum to ease financial burdens at a difficult time.
- Expert Support – We’re partnered with FCA-approved brokers committed to helping you find the best policy that suits your needs.
- Flexibility & Cancellation Options – Change your mind? Cancel within 30 days and receive a full refund with no obligation.
How It Works
Get Your Free Quote
Answer a few simple questions and receive your personalised quote in just minutes.
Choose Your Cover
Select a monthly premium amount that works best for you.
Sleep Easy Knowing You're Covered
Rest assured, knowing your loved ones are protected with a guaranteed lump sum payout.
Note: Policies do not have a cash-in value at any time. Claims within the first 12 months (non-accidental death) are refunded for the premiums paid to date.
Frequently Asked Questions
Do I need to take a medical exam?
No, there’s no medical exam or health questionnaire needed. Acceptance is guaranteed for UK residents aged 50–80.
Can premiums increase over time?
No, your premiums are fixed and won’t change once your plan starts.
What happens if I cancel?
If you cancel within the first 30 days, you’ll receive a full refund. After that, you can cancel at any time but will not receive cashback.
Is the payout guaranteed?
Yes, as long as you’ve paid your premiums, your loved ones will receive a tax-free lump sum payout.
Prioritise Your Family’s Future Today
Don’t wait to leave a legacy that protects your loved ones. Post Office Over 50s Life Insurance makes it easy and affordable to secure their financial future so you can live your golden years with peace of mind.