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Our experts compare the market to get the best cashbacks and maximum releases available

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Unlock Your Home's Value with Equity Release

If you're 55+ and a homeowner, you could be sitting on a valuable asset through your property's equity. Equity release allows you to tap into that wealth tax-free without moving out or selling up.

Our trusted partners provide access to the full market of equity release products, including new offerings. This means abundant options for unlocking a tax-free cash lump sum to use as you wish - renovations, helping family, travel, or simply enjoying a more comfortable retirement.

While a long-term commitment, equity release can transform your finances. We'll explain the benefits and drawbacks in detail so you can decide if it's right for you. The first step is requesting a no-obligation equity release quote to see how much you could access from your home's value.

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As Seen On

Easy 3 step process

We look at the range of criteria to select the best provider for you, including aftercare services and delivery time.

Complete our quote form to make an enquiry and receive and estimate

01

An no-hassle expert advisor will give you a call to discuss your options

02

If happy, select a plan that
works for you

03
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What You Need to Know About Equity Release

Equity release can be a powerful tool for enjoying your retirement years with greater financial freedom. However, it's a big decision that requires careful consideration.

The Benefits:

  • Tax-Free Cash Boost - Unlock a lump sum from your home's value without paying taxes
  • Stay in Your Beloved Home - No need to downsize or move with a lifetime mortgage
  • No Negative Equity Guarantee - You'll never owe more than your home's worth
  • Inheritance Protection Options - Some plans allow you to safeguard a portion for your family

However, it's important to understand the potential drawbacks:

  • Reduced Estate Value - Equity release will decrease the total value of your estate
  • Impact on Means-Tested Benefits - Your entitlement may be affected
  • Limited Remaining Property Value - You could end up with little to no remaining home equity
  • Reduced Future Options - Equity release may limit your financial flexibility down the road

Our partners' advisors, will walk you through the pros and cons thoroughly. They'll explain equity release in detail and explore all alternatives to ensure you make the choice that's right for your unique situation.

The first step? Request your free, no-obligation equity release quote now to see how much you could access from your home's value. Then, we'll guide you through the rest of the process at your own pace.

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Our partners have been helping release equity for over 8 years

4.9/5 Overall Ratings

Super Helpful

Made the experience super easy and clear from start to end.

Thomas Cullen

Very Personable

Very friendly and detailed to make it an easy process.

Sarah

Why Choose Us?

Our mission is to help over 55’s in the UK to release equity from their homes and give them the financial security they need. Based on your criteria we will match you with fully accredited FCA approved advisors and reliable businesses that will provide you with the best quote for the equity release plan you need. We also aim to make it stress & pressure free experience.

Stress/Pressure Free Experience

Get a hassle-free quote without the pressure of over-the-top sales tactics

Honest Fixed Quote

We’ll give you a honest fixed quote depending on what you need without any added costs

Compare The Market

Speak to advisors with access to multiple UK Providers

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Frequently Asked Question

To be eligible for equity release, you must be 55 years old or above and own a property worth at least £70,000 in the UK. Most providers also require you to be mortgage-free or have only a small outstanding mortgage balance remaining.

The amount you can release depends on factors like your age, property value, and the specific equity release plan. Generally, you can access between 20-60% of your home's worth as a tax-free lump sum.

With a lifetime mortgage, which is the most common form of equity release, you don't have to make any monthly repayments. The loan amount plus rolled-up interest gets repaid when your home is eventually sold, usually when you move into long-term care or pass away.

Yes, the tax-free cash lump sum you receive could impact your eligibility for means-tested state benefits like pension credits and council tax benefits. It's important to check how equity release may affect your specific benefits situation.

Some lifetime mortgage plans offer inheritance protection features that allow you to ringfence a portion of your property's value to leave to your loved ones. Your adviser can explain the various options.

Other options to boost retirement income or access property wealth include downsizing to a smaller home, taking out a traditional mortgage if you qualify, or getting a home reversion plan. An independent adviser can outline the pros and cons of each avenue.
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