Your Home. Your Future. Your Choice.
Get personalised guidance from trusted advisers to make informed decisions about releasing equity from your home.
What is Equity Release?
Equity release allows homeowners in the UK aged 55+ to unlock tax-free cash from the value of their home while continuing to live there. This can help fund home improvements, family support, or supplement retirement income.
The most common type of equity release is a lifetime mortgage, where a loan is secured against your property. This loan, along with any interest, is typically repaid when your home is sold, upon passing away or moving into long-term care.
- Tax-Free Cash Access
- Stay in Your Home
- Flexible Options Tailored to You
However, equity release is a significant financial commitment that could affect your tax status, benefits eligibility, and inheritance. That’s why expert advice is crucial.
Start your equity release journey with confidence by speaking to one of our approved advisers today.
Why Choose Us for Equity Release?
Deciding on equity release is a big decision, and we’re here to make it easy, affordable, and stress-free. With over 25 years of experience, we’ve guided thousands of UK homeowners through the process with expertise and care.
Here’s why so many people trust us for equity release advice:
- Trusted by the Equity Release Council – We connect you with advisers accredited by the Equity Release Council to ensure the highest ethical and professional standards.
- Honest and Objective Recommendations – Advisers in our network don’t work on commission; they focus solely on finding the best option for you. Whether equity release suits your goals or not, you’ll receive completely impartial advice.
- No Advice Fees – No hidden advice fees! We take care of any adviser commission once your lifetime mortgage is completed. That’s one less cost to worry about.
- Personalised Guidance – Equity release isn’t for everyone, and that’s okay. You’ll receive recommendations tailored to your individual financial needs and circumstances.
- Explore All Your Options – Our commitment is to help you make the best decision for your future. Alternatives to equity release will always be discussed in detail.
- Experience You Can Trust – Since 1998, we’ve been helping individuals unlock the benefits of lifetime mortgages. Our process ensures clarity, transparency, and peace of mind.
How It Works
Navigating equity release doesn’t have to feel overwhelming. Our simple process ensures clarity, confidence, and support every step of the way.
Free Initial Chat
Your assigned adviser will confirm both you and your home meet the basic equity release requirements and answer initial questions.
Personalised Insights
Your adviser will explain the essential details, including how much equity you could release, estimated interest rates, potential costs, and any risks.
Tailored Solutions
If equity release suits your needs, you’ll receive a recommendation that’s fully tailored to your goals. Need more time to decide? No problem—we’re here when you’re ready.
Complete Support
From your first conversation until your application is completed, we’ll provide full support to make the process as smooth as possible.
What Our Customer Say
We’ve helped thousands of UK homeowners make empowering financial decisions. Here’s what a few of them had to say about our service:
“I felt reassured knowing I was under no pressure and could ask all the questions I needed before deciding. The adviser was knowledgeable and transparent. Highly recommend!“
– Margaret T., Surrey
“They gave me honest, unbiased advice and took the time to explain everything. I ended up not pursuing equity release this time, but the service was first class.“
– John H., Manchester
“I was worried about the inheritance impact, but my adviser made the options very clear. I’m now confident I’ve chosen the best solution for my family.”
– Linda P., Edinburgh
Frequently Asked Questions
Do I need financial advice to apply for equity release?
Yes, seeking professional financial advice is essential. It ensures you fully understand the process, its impact on your finances, and whether it’s the best choice for your circumstances.
How soon can I access the funds?
Once your adviser completes the recommendation process and application is approved, you can typically access your funds within a few weeks.
Will equity release affect my inheritance?
Yes, equity release reduces the value of your estate and may impact the inheritance you plan to leave. Your adviser will walk you through the implications and explore alternatives if needed.
Are there guarantees in place if property prices fall?
Absolutely. Lifetime mortgages come with a “no negative equity guarantee,” so you’ll never owe more than the value of your home at the time of sale (terms apply).
Can I use my own financial adviser?
Yes, you can consult your current financial adviser or find one independently. Alternatively, we can connect you with a trusted, FCA-approved adviser from our network.
Still have questions? Our advisers are just a call away.
Take Control of Your Financial Future
Equity release is more than a financial solution—it’s a lifestyle decision that can transform your retirement and relieve the stress of financial uncertainty.
Whether you’re looking to fund a life-long dream, support loved ones, or simply enjoy greater peace of mind, we’re here to provide the expert advice and personalised guidance you need.