Affordable cover from £10 a month
Guaranteed acceptance for UK residents aged 50-80
Immediate accidental death coverage included and optional funeral funding
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What is over 50s life insurance?
Over 50s life insurance is a type of life insurance you can take out between the ages of 50 and 80 to financially protect your loved ones if you die.
As long as you pay your premiums, this insurance pays out a cash lump sum when you die. Your beneficiaries can then use this to cover funeral costs, outstanding bills or spend as they please.
How does over 50 life insurance work?
Over 50 life insurance works much like any other insurance premium, in that you pay monthly premiums. Then, when you die, your family should receive a guaranteed lump-sum pay-out.
Do I need an over 50s life insurance plan?
Your personal circumstances will determine whether over 50 life insurance is right for you.
- It’s wise to research the different types of life insurance to make sure over 50s cover is the right option, especially if you’re a healthy person in your early 50s.
- It might help to speak to a financial advisor to understand the types of policy available and how they could meet your needs.
How much cover can you get?
Life cover for over 50s generally ranges from £10,000 to £25,000. But exactly how much cover you’ll get depends on your age, the insurance provider and how much you’re willing to pay in premiums, for example.
The older you are when you take out a policy, the lower your cover amount will be. So, if you start a new policy in your 60s or 70s, you’ll inevitably pay more for a lower pay-out.
How do I get a quote for over 50 life insurance?
It only takes a few minutes to get a quote, because you only need to tell us:
- Your personal details (name, address and email address)
- Your date of birth
- Whether you smoke
- How much you want to pay each month or how much cover you want
And that’s it. We don’t take any other details unless you decide to go ahead. Then, as long as you’re a permanent UK resident and aged 50-80, we can cover you for the rest of your life.
No medical, no fuss. If you’re aged 50-80 and a UK resident, and apply for cover within our premium limits, you’re guaranteed to get cover.
Safeguard Their Future: Protect Your Loved Ones, Even After You’re Gone
Imagine giving your loved ones a hug that lasts forever. Over 50s Life Cover isn’t just a financial plan, it’s a powerful way to show your love beyond your lifetime. Picture them grieving without the weight of funeral costs or outstanding debts. This guaranteed payout can be a comforting embrace, easing their financial burden during a difficult time. But the love doesn’t stop there. It can also be a thoughtful gift, helping them achieve a cherished dream or simply ease financial stress. Over 50s Life Cover offers peace of mind for you and a lasting hug of love for your loved ones – even when you’re gone.
Simple 3-Step Process
We compare a range of providers to help you find the best release options from experienced FCA regulated advisor.
01
Tell Us About You and your needs
02
Review your options & choose the best plan for you
03
All done! You’ll receive your personalised Quote
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Why Choose Us?
Our mission is to help over 55’s in the UK to release equity from their pensions and give them the financial security they need. Based on your criteria we will match you with fully accredited FCA approved advisors and reliable businesses that will provide you with the best quote for the equity release plan you need. We also aim to not make it stress and pressure free experience.
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We’ll give you a honest fixed quote depending on what you need without any added costs
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Frequently Asked Question
Who can take out over 50s life insurance?
Anyone aged between 50 and 80 and living in the UK can get a quote and apply for our Over 50s Life Insurance.
Do I need a medical for over 50s life insurance?
No, you don’t. You’re guaranteed to be accepted regardless of your health, and we won’t even ask any medical questions.
How do I get a higher cover amount?
Simply by paying more in every month. The higher your monthly premium is, the higher your cover amount will be.