* {
    margin: 0;
    padding: 0;
}
* {
    box-sizing: border-box;
}
html,
body,
address,
blockquote,
div,
dl,
form,
h1,
h2,
h3,
h4,
h5,
h6,
ol,
p,
pre,
table,
ul,
dd,
dt,
li,
tbody,
td,
tfoot,
th,
thead,
tr,
button,
del,
ins,
map,
object,
a,
abbr,
acronym,
b,
bdo,
big,
br,
cite,
code,
dfn,
em,
i,
img,
kbd,
q,
samp,
small,
span,
strong,
sub,
sup,
tt,
var,
legend,
fieldset,
p {
    border: medium none;
    margin: 0;
    padding: 0;
}

a,
input,
select,
textarea {
    margin: 0;
    outline: medium none;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

h1,
h2,
h3,
h4,
h5,
h6 {
    font-weight: normal;
    line-height: 1.2;
}

img,
fieldset {
    border: 0 none;
}

a {
    border: medium none;
    outline: medium none;
}

input[type="search"] {
}

img {
    border: medium none;
    height: auto;
    max-width: 100%;
    outline: medium none;
    vertical-align: middle;
}
input:focus {
    outline: none;
}

article,
aside,
details,
figcaption,
figure,
footer,
header,
hgroup,
menu,
nav,
section {
    display: block;
    margin: 0;
    padding: 0;
}

div,
h1,
h2,
h3,
h4,
span,
p,
input,
form,
img,
hr,
img,
a {
    border: medium none;
    margin: 0;
    padding: 0;
}

a:hover {
    text-decoration: none;
}

.clear {
    clear: both;
}

ul::after {
    clear: both;
    content: "";
    display: block;
}

ul {
    list-style: outside none none;
}

body {
    margin: 0;
    padding: 0;
    font-family: "Open Sans", sans-serif;
    font-size: 18px;
    line-height: 1.6;
    font-weight: 500;
    color: #333;
}

.container {
    max-width: 1247px;
    margin: 0 auto;
    padding: 0 30px;
}
.header_wrapper {
    position: relative;
    /* z-index: 1; */
}
header {
    padding-top: 8px;
}
.header_wrap {
    background: #128896;
    border-radius: 8px;
    padding: 8px 9px 8px 30px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.header_container {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 20px;
}
.header_left {
    display: flex;
    align-items: center;
    gap: 20px;
}
.header_left span {
    color: #e8e8e8;
}
.header_left p {
    color: #fff;
    font-size: 18px;
    font-style: normal;
    font-weight: 700;
    line-height: normal;
}
.button {
    border-radius: 8px;
    background: linear-gradient(90deg, #ffb300 0%, #ff7246 100%);
    padding: 13px 45px;
    color: #fff;
    font-size: 20px;
    font-style: normal;
    font-weight: 700;
    line-height: normal;
    text-transform: capitalize;
    cursor: pointer;
    text-decoration: none;
    display: inline-block;
}
.banner_bg_image_wrap {
    position: absolute;
    width: 100%;
    height: 100%;
    z-index: -1;
    top: 0;
    left: 0;
}
.full_width {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.banner_wrapper {
    padding: 78px 0;
    position: relative;
}
.banner_wrap {
    display: flex;
    flex-direction: column;
    position: relative;
    align-items: end;
}
.banner_wrap h1 {
    color: #fff;
    font-family: Sora;
    font-size: 55px;
    font-style: normal;
    font-weight: 800;
    /* line-height: normal; */
    text-transform: capitalize;
}
.banner_wrap h1 span {
    color: #6edeeb;
}
.banner_wrap p {
    color: #fff;
    font-family: "Open Sans";
    font-size: 20px;
    /* font-style: normal; */
    font-weight: 400; 
    line-height: 24px;
}
.banner_content {
    max-width: 448px;
    width: 100%;
    display: flex;
    flex-direction: column;
    gap: 20px;
}
.banner_content a.button {
    text-align: center;
}
.banner_blur_circle {
    width: 709px;
    height: 709px;
    border-radius: 709px;
    background: #1e3607;
    filter: blur(200px);
    position: absolute;
    z-index: -1;
    bottom: 0;
    right: 100px;
}
.banner_bottom_wrapper {
    border-radius: 10px 10px 0 0;
    border: 1px solid #fff;
    background: linear-gradient(180deg, #199baa 0%, #108593 100%);
    padding: 33px 0;
    margin-top: -30px;
    position: relative;
    /* z-index: 1; */
}
.banner_bottom_item img {
    width: 48px;
    height: 48px;
}
.banner_bottom_item p {
    color: #fff;
    font-family: "Open Sans";
    /* font-size: 18px; */
    font-style: normal;
    font-weight: 700;
    line-height: 110%;
}
.banner_bottom_item {
    display: flex;
    align-items: center;
    gap: 16px;
    width: 25%;
}
.banner_bottom_item {
    display: flex;
    align-items: center;
    gap: 16px;
    width: 25%;
    position: relative;
}
.banner_bottom_item::before {
    content: "";
    position: absolute;
    left: -48px;
    width: 1px;
    height: 100%;
    background: #fff;
    opacity: 0.4;
}
.banner_bottom_wrap {
    display: flex;
    gap: 98px;
}
.banner_bottom_item:first-child::before {
    display: none;
}

.pension-section {
    padding: 94px 0px;
}
.pension_title {
    display: flex;
    flex-direction: column;
    gap: 20px;
}
.pension-heading {
    color: #2a2a2a;
    font-family: "Open Sans";
    font-size: 36px;
    font-style: normal;
    font-weight: 800;
    line-height: normal;
}
.pension-desc {
    /* color: #575757; */
    font-family: "Open Sans";
    /* font-size: 18px; */
    font-style: normal;
    /* font-weight: 400; */
    /* line-height: 122.222%; */
}
.pension-content {
    display: flex;
    flex-direction: column;
    gap: 60px;
}
.pension-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 77px;
    align-items: center;
}
.pension-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 20px;
}

.accordion-item {
    border-top: 1px solid rgba(0, 0, 0, 0.4);
    padding: 15px 0;
}
.accordion-item:last-child {
    border-bottom: 1px solid rgba(0, 0, 0, 0.4);
}
.accordion-header {
    width: 100%;
    background: none;
    border: none;
    cursor: pointer;
    font-size: 22px;
    font-weight: 600;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0;
}
.acc-left {
    display: flex;
    align-items: center;
    color: #2a2a2a;
    font-family: "Open Sans";
    font-size: 24px;
    font-style: normal;
    font-weight: 700;
    line-height: 24px;
}
.acc-icon {
    font-size: 26px;
    color: #00a3ad;
    margin-right: 13px;
}
.acc-toggle {
    font-size: 30px;
    line-height: 1;
    color: #000;
}
.accordion-body {
    display: none;
    margin-top: 10px;
    /* color: #575757; */
    font-family: "Open Sans";
    /* font-size: 18px; */
    /* font-style: normal; */
    /* font-weight: 400; */
    /* line-height: 22px; */
    padding-left: 65px;
}
.accordion-item.open .accordion-body {
    display: block;
}
.accordion-item.open .acc-toggle {
    rotate: 45deg;
}
.pension-image {
    width: 100%;
    height: 100%;
}
section.partner_wrapper {
    background: #fff;
    padding: 5px 0px 5px 0px;
}
.partner_wrap {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr 1fr 1fr 1fr 1fr;
    gap: 45px;
    align-items: center;
}
.partner_item img {
    /*width: 125px;
    height: 45px;*/
    object-fit: contain;
}

section.how_works_wrapper {
    border-radius: 15px;
    background: linear-gradient(180deg, #199baa 0%, #108593 100%);
    padding: 90px 0;
    margin-top: -60px;
}
.how_works_title {
    text-align: center;
    gap: 18px;
    display: flex;
    flex-direction: column;
}
.how_works_title h2 {
    color: #fff;
    text-align: center;
    font-family: "Open Sans";
    font-size: 36px;
    font-style: normal;
    font-weight: 800;
    line-height: 100%;
}
.how_works_title p {
    color: #fff;
    font-family: "Open Sans";
    font-size: 18px;
    font-style: normal;
    font-weight: 600;
    line-height: 122.222%;
}
.how_works_wrap {
    display: flex;
    flex-direction: column;
    gap: 57px;
}
.how_works_grid {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 20px;
}
.how_works_item {
    background: #fff;
    padding: 60px 30px;
    border-radius: 15px;
    display: flex;
    flex-direction: column;
    gap: 17px;
}
.how_works_item h3 {
    color: #2a2a2a;
    font-family: "Open Sans";
    font-size: 24px;
    font-style: normal;
    font-weight: 800;
    /* line-height: 100%; */
}
.how_works_item p {
    /* color: #575757; */
    font-family: "Open Sans";
    /* font-size: 18px; */
    font-style: normal;
    /* font-weight: 400; */
    /* line-height: 125%; */
}
.how_works_btn {
    text-align: center;
}
section.step-sec-main {
    
    padding: 70px 0px;
}
.bg-gray {
    background: #F6F6F6;
}
.pension_btn_wrap.pt-3 {
    text-align: center;
}
.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-top: 0;
}
.service-card {
    padding: 30px 30px;
    text-align: left;
    display: flex;
    flex-direction: column;
    border-radius: 15px;
    border: 1px solid rgba(0, 0, 0, 0.4);
    background: #fff;
    gap: 13px;
}
.service-card.wide {
    grid-column: span 2;
}

section.pension-services {
    padding: 80px 0;
}
.services-title {
    color: #2a2a2a;
    text-align: center;
    font-family: "Open Sans";
    font-size: 36px;
    font-style: normal;
    font-weight: 800;
    line-height: 44px;
    /*    max-width: 360px;*/
    margin: 0 auto;
    text-align: center;
}
.services-subtext {
    /* color: #575757; */
    text-align: center;
    font-family: "Open Sans";
    /* font-size: 18px; */
    font-style: normal;
    font-weight: 600;
    /* line-height: 24px; */
    max-width: 611px;
    margin: 0 auto;
    margin-top: 20px;
}
.service-title {
    color: #2a2a2a;
    font-family: "Open Sans";
    font-size: 24px;
    font-style: normal;
    font-weight: 800;
    /* line-height: 125%; */
}
.service-text {
    /* color: #575757; */
    font-family: "Open Sans";
    /* font-size: 18px; */
    font-style: normal;
    /* font-weight: 400; */
    /* line-height: 133.333%; */
}
.service-card:hover {
    background: #f5f5f5;
}
section.why_choose_wrapper {
    padding: 90px 0 132px 0;
    position: relative;
    z-index: 1;
}
.why_choose_bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: -1;
}
.why_choose_bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    background-position: right, center;
}
.why_choose_title h2 {
    /* color: #fff; */
    font-family: "Open Sans";
    font-size: 36px;
    font-style: normal;
    font-weight: 800;
    line-height: normal;
}
section.pension-services .services-grid {
    margin-top: 50px !important;
}
.why_choose_title p {
    /* color: #fff; */
    font-family: "Open Sans";
    /* font-size: 18px; */
    font-style: normal;
    font-weight: 600;
    /* line-height: 133.333%; */
}
.why_choose_title {
    display: flex;
    gap: 24px;
    flex-direction: column;
    max-width: 700px;
    text-align: center;
    margin: 0px auto;
}
.why_choose_item {
    background: #fff;
    padding: 30px 40px;
    border-radius: 15px;
    display: flex;
    align-items: start;
    gap: 16px;
    box-shadow: 0px 0px 10px rgba(0,0,0,.11);
}
.why_choose_item_number {
    width: 66px;
    min-width: 66px;
    height: 66px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 100%;
    background: linear-gradient(180deg, #199baa 0%, #108593 100%);
    color: #fff;
    font-family: "Open Sans";
    font-size: 30px;
    font-style: normal;
    font-weight: 800;
    line-height: 30px;
}
.why_choose_item_content h3 {
    color: #2a2a2a;
    font-family: "Open Sans";
    font-size: 24px;
    font-style: normal;
    font-weight: 800;
    line-height: 30px;
}
.why_choose_item_content p {
    /* color: #575757; */
    font-family: "Open Sans";
    /* font-size: 18px; */
    font-style: normal;
    /* font-weight: 400; */
    /* line-height: 20px; */
    margin-top: 8px;
}
.why_choose_list {
    display: grid;
    flex-direction: column;
    gap: 23px;
    grid-template-columns: repeat(3,1fr);
}
.why_choose_wrap {
    display: flex;
    gap: 50px;
    align-items: end;
    justify-content: space-between;
}
.why_choose_content {
    max-width: 100%;
    width: 100%;
    display: flex;
    flex-direction: column;
    gap: 48px;
}
.pension_btn_wrap {
    margin-bottom: -84px;
}
.testimonial-section {
    padding: 90px 0;
}
.testimonial_box {
    border-radius: 15px;
    background: linear-gradient(180deg, #199baa 0%, #108593 100%);
    padding: 50px 48px;
    display: flex;
    flex-direction: column;
    gap: 16px;
    min-height: 351px;
}
.testimonial-slide p {
    color: #fff;
    font-family: "Open Sans";
    font-size: 22px;
    font-style: normal;
    font-weight: 700;
    line-height: 28px;
}
.slide_line {
    width: 100%;
    height: 1px;
    background: #fff;
}
.testimonial-slide h4 {
    color: #fff;
    font-family: "Open Sans";
    font-size: 18px;
    font-style: normal;
    font-weight: 600;
    line-height: 28px;
}
.swiper-button {
    width: 55px !important;
    height: 55px !important;
    background: #fff !important;
    border: 1px solid #128896;
    filter: drop-shadow(0 4px 4px rgba(0, 0, 0, 0.25)) !important;
    border-radius: 100%;
}
.swiper-button::after {
    font-size: 20px !important;
    color: #199baa;
    font-weight: 700;
}
.testimonial_title h2 {
    color: #2a2a2a;
    text-align: center;
    font-family: "Open Sans";
    font-size: 36px;
    font-style: normal;
    font-weight: 800;
    line-height: normal;
}
.testimonial_title p {
    color: #575757;
    text-align: center;
    font-family: "Open Sans";
    font-size: 18px;
    font-style: normal;
    font-weight: 600;
    line-height: 133.333%;
    display: flex;
    align-items: center;
    gap: 11px;
}
.testimonial_title {
    display: flex;
    flex-direction: column;
    gap: 20px;
    max-width: 510px;
    margin: 0 auto;
    margin-bottom: 60px;
}
.testimonial_slider {
    position: relative;
    margin-bottom: 45px;
}
.swiper-button.swiper-button-prev {
    left: -28px;
}
.swiper-button.swiper-button-next {
    right: -28px;
}
.testimonial_slider .swiper-pagination {
    bottom: -45px !important;
}
.testimonial_slider .swiper-pagination .swiper-pagination-bullet {
    width: 13px;
    height: 13px;
    background: #d9d9d9;
}
.testimonial_slider .swiper-pagination .swiper-pagination-bullet {
    background: linear-gradient(180deg, #199baa 0%, #108593 100%);
}
.seen-on-wrapper img {
    display: block;
    max-width: 100%;
    height: auto;
}

.seen-on-wrapper {
    padding: 28px 0px 88px 0px;
    background: #f6f6f6;
    border-radius: 12px;
}

.seen-on-wrap {
    display: flex;
    align-items: center;
    gap: 60px;
}
.seen-on__left {
    min-width: 100px;
    display: flex;
    align-items: center;
    justify-content: flex-start;
}

.seen-on__label {
    color: #2a2a2a;
    font-family: "Open Sans";
    font-size: 18px;
    font-style: normal;
    font-weight: 700;
    line-height: 24px;
}
.seen-on__divider {
    width: 1px;
    height: 46px;
    background: #d0d0d0;
    border-radius: 1px;
}
.seen-on__logos {
    flex: 1 1 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 40px;
    flex-wrap: wrap;
}
.seen-on__logos img {
    max-height: 48px;
    object-fit: contain;
    filter: grayscale(100%);
    opacity: 0.9;
    transition:
        filter 0.18s ease,
        opacity 0.18s ease,
        transform 0.18s ease;
}

.faq_wrapper {
    padding: 90px 0;
}
.faq_wrap {
    max-width: 820px;
    margin: 0 auto;
}
.faq_title {
    max-width: 485px;
    margin: 0 auto;
    text-align: center;
    padding-bottom: 43px;
    display: flex;
    flex-direction: column;
    gap: 17px;
}
.faq_wrap .accordion-body {
    padding-left: 0;
}
.faq_title h2 {
    color: #2a2a2a;
    text-align: center;
    font-family: "Open Sans";
    font-size: 36px;
    font-style: normal;
    font-weight: 800;
    /* line-height: normal; */
}
.faq_title p {
    /* color: #575757; */
    text-align: center;
    font-family: "Open Sans";
    /* font-size: 18px; */
    font-style: normal;
    font-weight: 600;
    /* line-height: 24px; */
}
.faq_accordion_item.open .accordion-body {
    display: block;
}
.faq_accordion_header {
    width: 100%;
    background: none;
    border: none;
    cursor: pointer;
    font-size: 22px;
    font-weight: 600;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0;
    gap: 30px;
    text-align: left;
}
.faq_accordion_item {
    border-top: 1px solid rgba(0, 0, 0, 0.4);
    padding: 24px 0;
}
.faq_accordion_item.open .acc-toggle {
    rotate: 45deg;
}
.faq_accordion_item:last-child {
    border-bottom: 1px solid rgba(0, 0, 0, 0.4);
}
.faq_accordion_item.open .acc-left {
    font-weight: 800;
}
.faq_accordion_item .accordion-body {
    margin-top: 24px;
}
.pension-expert-btn {
    text-align: center;
    margin-top: 40px;
}

.footer {
    border-radius: 15px 15px 0px 0px;
    background: var(--Grad, linear-gradient(180deg, #199baa 0%, #108593 100%));
    padding: 90px 0px;
}

.footer-wrap {
    max-width: 1030px;
    margin: 0 auto;
}
.footer-left {
    text-align: center;
    display: flex;
    flex-direction: column;
}
.footer-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 40px;
    max-width: 894px;
    margin: 0 auto;
}

.footer-left {
    text-align: center;
}

.footer-logo {
    max-width: 260px;
    margin-bottom: 20px;
}

.footer-btn {
    display: inline-block;
    background: linear-gradient(90deg, #f6b400 0%, #ff7f4b 100%);
    padding: 14px 30px;
    font-size: 18px;
    font-weight: 700;
    color: #fff;
    border-radius: 8px;
    text-decoration: none;
    transition: 0.2s ease;
}

.footer-btn:hover {
    opacity: 0.92;
}
.footer-right {
    text-align: left;
}
.footer-links {
    color: #fff;
    font-family: "Open Sans";
    font-size: 20px;
    font-style: normal;
    font-weight: 800;
    line-height: 30px;
    text-transform: capitalize;
}

.footer-links a {
    color: #fff;
    text-decoration: underline;
}
.footer-ider {
    width: 1px;
    height: 124px;
    background: rgba(255, 255, 255, 0.4);
}

.footer-links span {
    margin: 0 6px;
    opacity: 0.8;
}
.footer-copy {
    color: #fff;
    font-family: "Open Sans";
    font-size: 16px;
    font-style: normal;
    font-weight: 400;
    line-height: 30px;
}

.footer-divider {
    margin: 40px 0;
    border: 0;
    height: 1px;
    background: rgba(255, 255, 255, 0.35);
}
.footer-desc {
    color: #fff;
    font-family: "Open Sans";
    font-size: 16px;
    font-style: normal;
    font-weight: 400;
    line-height: 24px;
}

.footer-desc a {
    color: #fff;
    text-decoration: underline;
    font-weight: 600;
}
.sm-head {
    display: none;
}
button.owl-dot.active span {
    background: #108593  !important;
}

button.owl-dot span {
     background: #bce1e5 !important;
}

.testimonial_slider  .swiper-slide {
    display: flex;
    height: auto;
}
	
/*******************Responsive*******************/

@media screen and (max-width: 1199px) {
    .banner_wrapper {
        padding: 80px 0 100px 0;
    }
    .banner_bottom_wrap {
        gap: 60px;
    }
    .banner_bottom_item::before {
        left: -30px;
    }
    .pension-wrapper {
        gap: 60px;
    }
    section.partner_wrapper {
        padding: 50px 0px 50px 0px;
    }
    .service-card {
        padding: 48px 30px;
        gap: 12px;
    }
    .why_choose_wrap {
        gap: 30px;
    }
    .why_choose_content {
        max-width: 530px;
        gap: 32px;
    }
    .testimonial_box {
        min-height: 280px;
    }
    .seen-on-wrap {
        gap: 30px;
    }
    .seen-on__logos {
        gap: 20px;
    }
}

@media screen and (max-width: 991px) {
  
 .header_container {
    padding: 0px 10px;
}   
header.fixed .sm-head  .button {
    font-size: 12px;
    padding: 12px 8px;
}
span.logo-tagline {
    display: block;
    color: #FFFF;
    text-transform: uppercase;
    font-weight: 500;
    font-size: 11px;
    margin-top: 0px;
    text-decoration: none;
}
.sm-head .container-fluid {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
a.navbar-brand {
    text-decoration: none;
}
header.fixed {
    position: fixed;
    left: 0;
    right: 0;
    top: 0;
    width: 100%;
    background: #128896;
    z-index: 999999999999 !important;
    padding: 2px 0px;
}

header.fixed .sm-head {
    display: block;
}

header.fixed  .header_wrap {
    display: none;
}


    .header_left p {
        display: none;
    }
    .button {
        border-radius: 6px;
        padding: 12px 24px;
        font-size: 18px;
    }
    .banner_content {
        max-width: 100%;
        gap: 24px;
    }
    .banner_bottom_wrap {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 30px;
    }
    .banner_bottom_item {
        width: 100%;
    }
    .banner_bottom_item::before {
        display: none;
    }
    .pension-wrapper {
        gap: 48px;
        display: flex;
        flex-direction: column;
    }
    .services-grid {
        grid-template-columns: repeat(3, 1fr);
        margin-top: 48px;
    }
    .service-card.wide {
        grid-column: span 3;
    }
    .why_choose_wrap {
        gap: 30px;
        flex-direction: column;
    }
    .why_choose_content {
        max-width: 100%;
    }
    .seen-on-wrap {
        flex-direction: column;
        display: block;
        gap: 0;
    }
    .seen-on__divider {
        display: none;
    }
    .how_works_item {
        padding: 48px 24px;
        border-radius: 12px;
        gap: 15px;
    }
    .seen-on__logos {
        display: grid;
        grid-template-columns: 1fr 1fr 1fr;
        width: 100%;
    }
    .pension_btn_wrap {
        margin-bottom: 0;
    }
    .pension-section,
    section.how_works_wrapper,
    section.pension-services,
    section.why_choose_wrapper,
    .testimonial-section,
    .faq_wrapper,
    .footer {
        padding: 80px 0px;
    }




}

@media screen and (max-width: 767px) {
    .banner_wrap h1 {
        font-size: 48px;
        line-height: 100%;
    }
    .pension-section,
    section.how_works_wrapper,
    section.pension-services,
    section.why_choose_wrapper,
    .testimonial-section,
    .faq_wrapper,
    .footer {
        padding: 60px 0px;
    }
    .pension-heading,
    .services-title,
    .why_choose_title h2,
    .testimonial_title h2,
    .faq_title h2 {
        font-size: 32px;
        line-height: 100%;
    }
    .how_works_item h3,
    .service-title,
    .why_choose_item_content h3 {
        font-size: 24px;
    }
    .how_works_grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    .how_works_wrap {
        gap: 48px;
    }
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .service-card.wide {
        grid-column: span 2;
    }
    .service-card {
        padding: 48px 24px;
        gap: 10px;
    }
    .why_choose_item_number {
        width: 55px;
        min-width: 55px;
        height: 55px;
        font-size: 24px;
    }
    .why_choose_item {
        padding: 24px 30px;
        border-radius: 12px;
    }
    .testimonial_title p {
        flex-direction: column;
    }
    .testimonial_box {
        min-height: 222px;
    }
    .acc-left {
        /* font-size: 20px; */
        /* line-height: 100%; */
    }
    .faq_accordion_item {
        padding: 20px 0;
    }
    .faq_accordion_item .accordion-body {
        margin-top: 20px;
    }
    .footer-top {
        gap: 32px;
        flex-direction: column;
    }
    .footer-ider {
        display: none;
    }
    .footer-divider {
        margin: 30px 0;
    }
    .header_left span {
        display: none;
    }
    .header_right {
        display: none;
    }
    .header_wrap {
        padding: 12px 30px;
        display: block;
        text-align: center;
    }
    .header_left {
        justify-content: center;
    }
}

@media screen and (max-width: 479px) {
	.container {
		padding: 0 20px;
	}
    .banner_wrap h1 {
        font-size: 38px;
        line-height: 100%;
    }
    .banner_wrapper {
        padding: 28px 0 44px 0;
    }
    .banner_bottom_wrap {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    .pension-image img {
        border-radius: 12px;
    }
    .pension-heading,
    .services-title,
    .why_choose_title h2,
    .testimonial_title h2,
    .faq_title h2,
    .how_works_title h2 {
        font-size: 28px;
        line-height: 100%;
    }
    .accordion-body {
        /* font-size: 16px; */
        padding-left: 0;
    }
    .partner_wrap {
        grid-template-columns: 1fr 1fr;
        gap: 25px;
    }
    .partner_item img {
        width: 100%;
        
        object-fit: contain;
    }
    .how_works_wrap {
        gap: 32px;
    }
    .how_works_item {
        padding: 32px 24px;
    }
    .service-card.wide {
        grid-column: span 1;
    }
    .services-grid {
        grid-template-columns: repeat(1, 1fr);
        margin-top: 32px;
    }
    .service-card {
        padding: 32px 24px;
        gap: 10px;
        border-radius: 10px;
    }
    .how_works_item h3,
    .service-title,
    .why_choose_item_content h3 {
        font-size: 20px;
        line-height: 100%;
    }
    .why_choose_item_number {
        width: 45px;
        min-width: 45px;
        height: 45px;
        font-size: 16px;
    }
    .why_choose_item {
        padding: 15px 20px;
        border-radius: 10px;
    }
    .testimonial-slide p {
        font-size: 18px;
        line-height: 100%;
    }
    .testimonial_box {
        border-radius: 10px;
        padding: 32px 24px;
    }
    .swiper-button {
        width: 40px !important;
        height: 40px !important;
    }
    .swiper-button.swiper-button-next {
        right: -20px;
    }
    .swiper-button.swiper-button-prev {
        left: -20px;
    }
    .testimonial_title {
        margin-bottom: 32px;
    }
    footer.footer {
        padding: 60px 0 30px 0;
    }





}

@media (min-width:992px){
    .logo-mobile{
    display: none;
}
}


@media (max-width:991px){

    body {
    font-size: 16px;
}
    .banner_content {
    text-align: left;
    gap: 10px;
}

.banner_wrap h1 {
    font-size: 30px;
    line-height: 36px;
}

.banner_content a.button {
    margin-top: 10px;
}
.banner_content a.button {
    max-width: 300px;
    margin: 10px auto 20px;
}
.banner_wrap h1 {
    max-width: 327px;
    margin-left: 0;
    margin-right: auto;
}

.banner_bottom_item p {
    /* font-size: 16px; */
    /* line-height: 24px; */
    font-weight: 600;
}

.banner_bottom_wrap {
    gap: 10px;
}
.pension-section, section.how_works_wrapper, section.pension-services, section.why_choose_wrapper, .testimonial-section, .faq_wrapper, .footer {
    padding: 35px 0px;
}
.pension-wrapper {
    gap: 30px;
}
.pension-heading, .services-title, .why_choose_title h2, .testimonial_title h2, .faq_title h2, .how_works_title h2 {
    font-size: 24px;
    line-height: 31px;
}
.acc-left {
    font-size: 16px;
    /* line-height: 100%; */
}
.how_works_item h3, .service-title, .why_choose_item_content h3 {
    font-weight: 600;
    font-size: 20px;
    line-height: 24px;
}

.how_works_item {
    text-align: center;
}

.how_works_title {
    gap: 10px;
}

.service-card {
    text-align: center;
    
}

section.pension-services .services-grid {
    gap: 10px;
    margin-top: 24px !important;
}
.services-subtext {
    /* font-size: 16px; */
    /* font-weight: normal; */
}

.footer-links {
    font-size: 11px;
}

.footer-right {
    text-align: center;
}

.footer-wrap {
    text-align: center;
}

footer.footer {
    padding: 20px 0px 60px;
}

.why_choose_title {
    text-align: center;
    gap: 10px;
}

.why_choose_title p {
    /* font-size: 16px; */
}

.banner_wrap p {
    /* font-size: 16px; */
}
.acc-left {
    /* line-height: 24px; */
    font-weight: 600;
}

.faq_accordion_item.open .acc-left {
    font-weight: 600;
}
 

.why_choose_wrap {
    justify-content: center;
    align-items: center;
}

.pension_title {
    text-align: center;
}

.service-card {
    padding: 15px;
}
.testimonial-slide p {
    font-size: 18px;
    line-height: 24px;
}

.testimonial_box {
    text-align: center;
}
.pension-desc {
    /* font-size: 16px; */
}

.footer-desc {
    font-size: 14px;
    line-height: 24px;
}
.service-text {
    /* font-size: 16px; */
}

.service-icon {
    margin-bottom: 6px;
}

.partner_wrap {
    justify-content: center;
    display: flex;
    flex-wrap: wrap;
    gap: 9px;
    max-width: 450px;
    margin-left: auto;
    margin-right: auto;
}
.logo-desktop{
    display: none;
}
.partner_item {
    /* width: 45%; */
    background: #FFF;
    padding: 20px;
    text-align: center;
}
section.partner_wrapper {
    padding: 10px 0px 10px;
}

section.how_works_wrapper {
    margin-top: 0;
}
.acc-toggle {
    min-width: 20px;
}
.banner_wrap h1 br {
    display: none;
}
.seen-logo-desktop{
    display: none !important;
}
.seen-on__left {
    justify-content: center;
    margin-bottom: 10px;
}
.pension-content {
    gap: 40px;
}


}
/* max 991px */


@media (min-width:768px){
    .sticky-cta-bottom{
        display: none !important;
    }
}

@media (max-width:767px){
    .seen-on__logos {
    display: flex;
    align-items: center;
    justify-content: center;
}

.see-logo-box {
    /* width: 40%; */
}

.seen-on-wrap {
    /* gap: 19px; */
}
.sticky-cta-bottom.fixed-cta {
    width: 100%;
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 9;
}

.sticky-cta-bottom.fixed-cta a {
    width: 100%;
    display: block;
    border-radius: 0;
    text-align: center;
}
 

}



@media (max-width:350px){

    .banner_wrap h1 {
    font-size: 26px;
    line-height: 36px;
}



}

@media (max-width:360px){

 a.navbar-brand {
    max-width: 145px;
}

span.logo-tagline {
    font-size: 8px;
} 



}
ul.usp_list li {
    color: #fff;
    /* font-size: 18px; */
    padding: 5px 0px;
    list-style: disc;
    margin-left: 20px;
    /* font-weight: normal; */
}
.how_works_btn.pt-3 {
    padding-top: 20px;
}.pt-3 {
    padding-top: 20px;
}
.text-white{color:#fff; font-weight: bold;}
.text-black{color:#000; font-weight: bold;}
.text-center{text-align: center;}

/* ================= CTA SECTION ================= */

.cta-wrapper {
    padding: 0px 0 90px;
}

.cta-box {
    border-radius: 20px;
    background: linear-gradient(180deg, #199baa 0%, #108593 100%);
    padding: 70px 80px;
    text-align: center;
}

.cta-content {
    max-width: 760px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.cta-content h2 {
    color: #fff;
    font-family: "Open Sans";
    font-size: 36px;
    font-weight: 800;
    /* line-height: normal; */
}

.cta-content p {
    color: #e8f8fa;
    /* font-size: 18px; */
    line-height: 26px;
}

.cta-content .button {
    margin: 20px auto 10px;
    font-size: 20px;
    padding: 15px 50px;
}

.cta-supporting {
    color: #ffffff;
    /* font-size: 18px; */
    opacity: 0.9;
}

/* ================= RESPONSIVE ================= */

@media (max-width: 991px) {
    .cta-box {
        padding: 50px 40px;
    }

    .cta-content h2 {
        font-size: 32px;
    }

    .cta-content p {
        /* font-size: 16px; */
    }
}

@media (max-width: 767px) {
    .cta-wrapper {
        padding: 10px 0 40px;
    }

    .cta-box {
        padding: 40px 25px;
        border-radius: 15px;
    }

    .cta-content h2 {
        font-size: 26px;
    }

    .cta-content .button {
        width: 100%;
        max-width: 320px;
        padding: 15px 20px;
    }
}


/* ================= WHAT'S COVERED SECTION ================= */

.covered-wrapper {
    padding: 90px 0;
}

.covered-head {
    max-width: 760px;
    margin: 0 auto 60px;
    display: flex;
    flex-direction: column;
    gap: 18px;
}

.covered-head h2 {
    color: #2a2a2a;
    font-family: "Open Sans";
    font-size: 36px;
    font-weight: 800;
    /* line-height: normal; */
}

.covered-head p {
    /* color: #575757; */
    /* font-size: 18px; */
    /* font-weight: 400; */
}

/* Covered Items Grid */
.covered-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    max-width: 900px;
    margin: 0 auto 70px;
}

.covered-grid ul {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.covered-grid li {
    color: #2a2a2a;
    /* font-size: 18px; */
    font-weight: 600;
    position: relative;
    padding-left: 26px;
    border-bottom: 1px solid #ccd2d3;
    padding-bottom: 6px;
}

.covered-grid li::before {
    content: "✓";
    position: absolute;
    left: 0;
    top: 0;
    color: #199baa;
    font-weight: 800;
}

/* Exclusions Panel */
.exclusions-box {
    background: #f5f5f5;
    border-radius: 20px;
    padding: 60px 70px;
    max-width: 960px;
    margin: 0 auto;
}

.exclusions-box h3 {
    color: #2a2a2a;
    font-size: 28px;
    font-weight: 800;
    margin-bottom: 14px;
}

.exclusions-box p {
    /* color: #575757; */
    /* font-size: 18px; */
    margin-bottom: 22px;
}

.exclusion-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px 40px;
    margin-bottom: 26px;
}

.exclusion-list li {
    /* color: #575757; */
    /* font-size: 18px; */
    font-weight: 600;
    position: relative;
    padding-left: 24px;
}

.exclusion-list li::before {
    content: "–";
    position: absolute;
    left: 0;
    color: #108593;
    font-weight: 800;
}

.exclusion-note {
    font-size: 16px;
    /* line-height: 24px; */
    margin-bottom: 30px;
}

.covered-cta {
    text-align: center;
}

/* ================= RESPONSIVE ================= */

@media (max-width: 991px) {
    .covered-head h2 {
        font-size: 32px;
    }

    .covered-grid {
        grid-template-columns: 1fr;
        gap: 0;
        margin-bottom: 30px;
    }

    .exclusions-box {
        padding: 40px 35px;
    }

    .exclusion-list {
        grid-template-columns: 1fr;
    }

    .why_choose_list {
    grid-template-columns: repeat(1, 1fr);
}

section.step-sec-main {
    padding: 30px 0px 40px;
}
}

@media (max-width: 767px) {
    .covered-wrapper {
        padding: 30px 0 35px;
    }

    .covered-head {
        margin-bottom: 40px;
    }

    .covered-head h2 {
        font-size: 26px;
    }

    .exclusions-box {
        padding: 30px 25px;
        border-radius: 15px;
    }

    .covered-cta .button {
        width: 100%;
        max-width: 320px;
    }
}


.how_works_icon {
    display: flex;
    align-items: flex-start;   /* aligns text nicely if it wraps */
    gap: 14px;
}

.how_works_icon img {
    flex-shrink: 0;           /* prevents image from shrinking */
    height: auto;             /* keeps original size */
    width: auto;
}

.how_works_icon h3 {
    margin: 0;
    line-height: 1.4;
}