Your health becomes more precious with each passing year. Private health insurance gives you peace of mind and the freedom to access treatment quickly when you need it most — without lengthy NHS waiting lists. Whether you want to protect yourself against unexpected illness, ensure faster diagnosis and treatment, or simply have the reassurance of comprehensive cover, the right health insurance can transform your healthcare experience.
Discover exactly what private health insurance covers and which options suit your health needs and budget.
From Bupa and AXA to Vitality and Aviva — see quotes from all the leading insurers to find your best deal.
Build a health plan that fits your lifestyle, covers pre-existing conditions where possible, and adapts as your needs change.
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Answer a few quick questions about yourself and your health requirements. It only takes a couple of minutes.
You'll be connected with an FCA-regulated advisor who will explain your options clearly, with no pressure to decide.
If you're happy, select the cover that works best for your health and budget, and get protected today.
If you're fit and healthy, private medical insurance covers most acute medical conditions. Commonly covered conditions include:
All insurers have exclusions which generally include anything that will only ever be dealt with by the NHS, such as:
Each insurer has their own list of exclusions, so it's best to get expert advice to talk through what is and isn't included. It makes it far more simple and straightforward when you tell us about yourself.
We help over-50s across the UK find the right health insurance with clarity and confidence. Our mission is to connect you with FCA-approved advisors who provide straightforward, no-pressure guidance.
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Got questions about health insurance? Here are answers to some of the most common ones our advisors help with:
As we age, health concerns become more common. Private health insurance gives you faster access to treatment, shorter waiting times for procedures, and choice over when and where you're treated — often in private hospitals with single rooms and better amenities.
Costs vary based on your age, health, location, and level of cover. Generally, premiums increase with age, but there are affordable options including basic plans and policies with higher excesses that reduce monthly costs.
Full cover typically includes outpatient care, diagnostic tests, specialist consultations, and cancer cover. Budget options might only cover inpatient treatment (hospital stays and surgery) but cost significantly less.
Most health insurance premiums increase annually due to medical inflation and age. However, shopping around regularly and reviewing your policy can help you find better value.
Yes, most policies have a 14-day cooling-off period where you can cancel for a full refund. Most policies are a 12 month agreement but you can cancel at any time. Though you won't get a refund for the period you've been covered.
We work with trusted intermediaries to give you peace of mind, safe in the knowledge that you and your family are covered for any event. We never wish for an injury or to fall ill, but we all know it can happen — so it’s better to be prepared.
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