Affordable Cover with the Nation’s Favorite Provider
Say goodbye to financial uncertainty and hello to peace of mind with SunLife’s Guaranteed Over 50 Plan. Trusted by more UK residents than any other provider, our plan offers lifelong protection with simple, affordable monthly payments.
Here’s why more people choose SunLife:
- Guaranteed Claims: We pay 100% of valid claims, usually within 3 days.
- Fixed Monthly Payments: Payments stay the same and stop after your 95th birthday, but your cover continues for life.
- 200+ Years of Expertise: Backed by over two centuries of trusted experience, SunLife has been helping families across the UK.
Make the smart choice for your loved ones today.
Why Choose SunLife’s Over 50 Plan?
Trusted by Over One Million Customers
More people choose SunLife’s Guaranteed Over 50 Plan than all other providers combined.
Easy & Hassle-Free
- Guaranteed acceptance if you’re aged 50-85.
- No medical questions, no health checks required.
Fast Payouts
Your loved ones will receive the payout quickly, typically within 3 working days following a valid claim.
Financial Security
Use your payout to help cover final expenses, reduce financial stress for loved ones, or leave a lasting gift.
How the Guaranteed Over 50 Plan Works
We’ve done the research so you don’t have to! Here are the top over-50 life insurance plans with free gifts for 2025:
Choose Your Monthly Premium
Select a premium amount that fits your budget, starting from as little as £3.70 per month.
Enjoy Fixed Payments
Your payments won’t increase, no matter what. They’ll stop completely when you turn 95, while your cover continues for life.
Your Loved Ones are Covered
After the first policy year, the full cash sum will be paid to your loved ones upon your passing.
Important Information You Should Know
- Fully covered after the first 12 months of your plan.
- Premiums are payable until your 95th birthday or earlier death. If payments stop earlier, the plan ends, and no payout is made.
- The cash sum is not guaranteed to meet the full cost of a funeral as it is fixed, and inflation will reduce its value over time.
- Depending on how long you live, the total premiums paid may exceed the cash sum paid out.
Terms and conditions apply.
Frequently Asked Questions
What will the payout be used for?
Most people use the cash sum to help pay for funeral costs or leave behind a gift. The average cost of a funeral in the UK is currently £4,184 (average of burial and cremation costs).
What happens if I miss a payment?
If you stop paying your premiums, your cover will end, and you won’t get any money back.
Is the SunLife Guaranteed Over 50 Plan regulated?
We work with FCA-approved health insurance brokers to ensure peace of mind. Please note, we are a marketing agency and not FCA-approved; our role is to introduce you to trusted experts.
Secure Your Loved Ones’ Futures
Trust the UK’s most beloved provider of over 50s life cover with protecting what matters most. Take control today and give your family lifelong peace of mind.