Access the cash tied up in your home without selling or moving. A tax-free, flexible solution tailored for UK homeowners aged 55+.

What is Equity Release?
Equity release allows you to access cash from your property without having to sell it. Whether you’re looking to fund a comfortable retirement, renovate your home, or support loved ones, equity release can empower you to make the most of your property’s value.
We specialise in Lifetime Mortgages, the most popular form of equity release in the UK. Here’s why
- Lifetime Mortgage (offered with us): A long-term loan secured against your home, with no monthly repayments required. The loan, plus interest, is repaid when the property is sold—usually when you move into long-term care or pass away.
- Home Reversion Plans (not offered with us): Sell all or part of your home for less than its market value in exchange for tax-free cash.
With our focus on lifetime mortgages, we ensure you have a secure, flexible option to unlock your property’s potential.

Why Choose Us?
We understand that equity release is one of the most significant financial decisions you can make. Here’s why homeowners trust us:
- Fully FCA-Regulated Advisors – We match you with experienced, FCA-approved equity release specialists to ensure you receive reliable and compliant advice.
- Member of the Equity Release Council – Adhering to industry-leading standards, we ensure your plan includes important safeguards, like the No Negative Equity Guarantee. Your family will never owe more than your home’s value.
- Tailored Solutions – Your circumstances are unique, and we work meticulously to find the plan that aligns with your needs.
- Hassle-Free Process – No pressure, no hidden costs—just transparent advice and quotes designed for you.


How Does a Lifetime Mortgage Work?
01
Borrow Against Your Home
Access a lump sum based on the value of your property. Flexible options allow for additional funds to be drawn later if needed.
02
No Monthly Repayments
Interest accrues over time, and the total amount owed is repaid when your home is sold.
03
Retain Ownership
You remain the legal owner of your home while enjoying its value.
It’s that simple! Use our Equity Release Calculator to see how much cash you could unlock today.

Is Equity Release Right for You?
Equity release isn’t for everyone, but it could be the perfect fit if:
- You’re aged 55 or older (for joint homeowners, both must meet this minimum age).
- You own a home in the UK worth £75,000 or more.
- You want to borrow £15,000 or more, tax-free.
Our advisors will assess your financial goals, connect you with FCA-approved specialists, and ensure the proposed solution matches your needs.

What Can Equity Release Be Used For?
The tax-free cash you unlock is yours to use however you wish! Here are just a few of the ways you could benefit:
- Home Improvements – Redesign your kitchen, add a conservatory, or create the garden of your dreams.
- A Comfortable Retirement – Fund a more enjoyable retirement, whether that means travelling, picking up hobbies, or simply feeling secure.
- Helping Loved Ones – Provide financial support to family members, such as helping them get on the property ladder.
Whatever your goals, equity release gives you financial flexibility when you need it most.


Pros and Cons of Our Lifetime Mortgage Option
Why consider equity release? Here are some of its standout benefits:
01
Advantages
- Stay in your home – You remain the legal owner of your property.
- No Negative Equity Guarantee – Your family will never owe more than the sale value of your home.
- Inheritance Protection – Reserve a percentage of your home’s value to leave a legacy for your loved ones.
- Flexible Options – Draw funds as a lump sum or in instalments. Pay interest only on the money you use.
- Portability – Take your lifetime mortgage with you if you move, provided the new property meets eligibility requirements.
02
Considerations
- Compounding Interest – The loan amount grows over time due to compounded interest.
- Reduced Estate Value – Equity release reduces the inheritance left for loved ones.
- Impact on Benefits – It may affect eligibility for certain means-tested benefits.
- Early Repayment – Paying off the loan early may incur charges.
Our advisors will help you weigh these pros and cons, ensuring you make an informed decision.

Is Equity Release Safe?
Yes! Here’s why you can trust us with your equity release needs:
- FCA-Regulated Advisors – Work with professionals bound by rigorous compliance standards.
- Industry Safeguards – All plans include the Equity Release Council’s No Negative Equity Guarantee, protecting your loved ones.
- Transparent Process – No hidden fees or pressure—just advice you can rely on.

Start Unlocking Your Home’s Value Today
There’s never been a better time to take control of your finances. Speak to our friendly team today and discover how equity release could transform your future.